Money Market Accounts That Fit Your Needs
Beach Cities Commercial Bank has updated our Money Market Account offerings to give businesses and individuals a more transparent way to earn on their cash.
While we’ve discontinued our promotional 3.75% Money Market, our Professional Money Market is now Treasury-indexed — giving your rate the opportunity to adjust with the market.
💰 Professional Money Market
• 3.72% Rate | 3.79% APY
• Based on the 1-Month U.S. Treasury CMT rate less 25 basis points
• $25,000 minimum opening balance in new money
• Rate updates monthly
No promotional rate to keep track of. No need to move your money every time the market changes. Your rate is tied directly to a Treasury benchmark and updated on the first of each month.
If you have excess operating cash, reserves, or funds sitting in a low-earning account, let’s talk about putting your money to work while keeping it accessible.
*Rates accurate as of October 1, 2026.
While we’ve discontinued our promotional 3.75% Money Market, our Professional Money Market is now Treasury-indexed — giving your rate the opportunity to adjust with the market.
💰 Professional Money Market
• 3.72% Rate | 3.79% APY
• Based on the 1-Month U.S. Treasury CMT rate less 25 basis points
• $25,000 minimum opening balance in new money
• Rate updates monthly
No promotional rate to keep track of. No need to move your money every time the market changes. Your rate is tied directly to a Treasury benchmark and updated on the first of each month.
If you have excess operating cash, reserves, or funds sitting in a low-earning account, let’s talk about putting your money to work while keeping it accessible.
*Rates accurate as of October 1, 2026.
This Hot Deal is promoted by San Juan Capistrano Chamber of Commerce.
